Commercial Products (Business Sense)

As a business owner, you are faced on a daily basis with uncertainty in terms of Risk Management and confronted with ever changing Legislation and Regulation generally and specifically in terms of the new Companies Act and Tax Legislation. All of these factors create the need for specialised risk insurance solutions in the South African commercial and industrial industry. saXum Insurance Limited offers a range of specialised underwriting products for the South African business environment, some are listed below:

  • Fire
  • Buildings combined
  • Office contents
  • Business interruption
  • Theft
  • Fidelity guarantee
  • Goods in transit
  • Business all risk
  • Pubic liability
  • Electronic equipment
  • Motor traders internal and external
  • Motor comprehensive
  • Accounts receivable
  • Money
  • Glass
  • Accidental damage
  • Employer’s liability
  • Stated Benefits
  • Group personal accident

saXum’s Business Sense policy specifically caters for extensions not previously included in standard Commercial Lines policies. Our extensions include:

  • Legal Assistance – Cover extended for the drawing up of contracts, Labor disputes, litigation and collection.
  • Tax Assistance – Legal and accounting assistance for tax disputes and audits
  • Directors and Officer Cover – This is an indemnification for Directors and Officers in the event of legal action for alleged wrongful acts committed as a Director or Officer of a company against which legal action has been initiated.